Loan Comparison Calculator

In addition to monthly payments, annual percentage rate (APR) offers a good apples-to-apples comparison between loans. APR takes into account the varying discount points, closing costs and fees that are typically added into the loan amount and financed over the term of the loan. If the fees are paid “out-of-pocket” then the APR will be the same as the stated interest rate. Use this calculator to help determine the best loan option for you.

  • Calculator Introduction

    In addition to monthly payments, annual percentage rate (APR) offers a good apples-to-apples comparison between loans. APR takes into account the varying discount points, closing costs and fees that are typically added into the loan amount and financed over the term of the loan. If the fees are paid “out-of-pocket” then the APR will be the same as the stated interest rate. Use this calculator to help determine the best loan option for you.

  Loan 1 Loan 2 Loan 3
Original loan amounts ($)
Term (in years)
Annual Interest Rate
  Loan 1 (0% to 5%) Loan 2 (0% to 5%) Loan 3 (0% to 5%)
Discount Points
Origination Fee
Lender Fees (processing/underwriting)($)
Title Insurance ($)
Other Fees and Costs ($)