Helpful Resources

The Lowdown on Low Rates: What Do They Mean for You?

Low interest rates typically mean that buyers have more purchasing power, and that home ownership is more accessible than ever before. But is the time truly right for you? Falling rates bring more new homeowners into the marketplace and tempt existi...


4 Things to Know About Your Credit Score

Your credit score is a critical part of your fiscal health. The interest rate that home buyers can get on their mortgage, for example, is directly influenced by their credit score. Here are four things to know about that score. Ratio of Credit U...


Thinking About Refinancing Your Mortgage? Here Are Some Things to Consider First.

When you make the decision to buy a home, you do so knowing it will be among the largest and most important purchases of your lifetime. Most tangible objects you purchase will likely not cost as much. Furthermore, the cost, care, and time it takes t...


Prime Time for Purchasing or Refinancing a Home

If you were looking for a great time to purchase or refinance a home, this might be it. Lower interest rates have caused the seller's market to slow down, and historically low rates make this an attractive time to buy or look for better loan terms. ...


Historically Low Rates Make This a Prime Time to Refinance

Over the past five decades, 30-year fixed-rate mortgages have reached highs of 18.63%, in 1981, and lows of 3.31%, in 2012. Today, mortgage rates hover near historical lows. In fact, more than half of all mortgage holders ha...