Local & Powerful Home Mortgage Solutions

Sam Hearl
Loan Originator

  • 9145 Cross Park Dr., Ste. 101
  • Knoxville, TN 37923
  • NMLS 1179226

Thank you for considering Gateway

At Gateway, we weave the knowledge and expertise of our local mortgage professionals together with state-of-the-art technology and the powerful resources of a national company to make your homebuying experience easy, reliable, and fast.

As your Loan Officer, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes. Since Gateway is committed to servicing the loans we originate, you can have a local and trustworthy companion to call on for any of your mortgage needs.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am committed to building stronger communities and families one home at a time. Call me today, and let’s get started!

Reviews Section Headline
5 of 5 stars
30 reviews
  • l hoskins reviewed Gateway Mortgage Group
    August 30 at 12:34pm
    Sam was wonderful to work with. We started our process in March and just finished at end of Aug. the delay was fault of myself due to being hit by a tornado. Sam jumped through many hoops for me on my delays.
  • Shawn R Tallant reviewed Gateway Mortgage Group
    July 28 at 11:32am
    Sam Hearl, and his Gateway Team truly earned this 5 star rating! Similarly, we provide our strongest personal and professional recommendation to anyone searching for similar mortgage services. Having bought and sold several homes over the years, we've engaged multiple mortgage companies. Working with Gateway, and specifically Sam Hearl, we found this experience to be extremely easy to navigate. First - Sam was up front on all data regarding mortgage rates and options. Similarly, he was clear (and helpful) in understanding the process we would work together. Key note; This is the first time we utilized an online process, which can be daunting for more senior people. We safely navigated this process and ultimately succeeded primarily due to hands-on guidance provided by Sam Hearl. We found him.. - Very professional - very personable. He made the somewhat complex and difficult mortgage/home purchasing process less daunting - Fully responsive - I could reach him any time day or night - Always had a recommendation to help us through the online process - Willingly went the extra mile to assist us with we had IT trouble - or - just trouble understanding what was being asked - When we had trouble uploading files, we could just send to him (or his team) and he'd upload them - Close to the end game, he really stepped up for us de-escalating a frustrating time when we were closing and physically moving out of our previous home. Specifically, Gateway requested several additional documents at a time when we were packed out, had no internet or printing capability, etc. As we were trying to determine how we could possibly handle this request, Sam stepped up that evening to work with us overnight to solve our personal dilemma while meeting all requirements. We can't express how much this single effort solved a very trying and frustrating period. - Our final closing was held on time specifically due to Sam Hearl's assistance. Our final closing was almost pushed several days over a weekend due to a delayed closing on my previous/contingent home. Sam's team worked closely with us, and the closing title companies on both ends, allowing for a late Friday pm closing, vice pushing to the following Monday.
  • Vanessa Lopez reviewed Gateway Mortgage Group
    July 13 at 8:50am
    I had the pleasure to work with Sam Hearl on the purchase of my first home. He was amazing always on top of everything! I highly recommend him if you are needing help.
  • lindsay mizell reviewed Gateway Mortgage Group
    July 13 at 7:39am
    We refinanced a couple of months into the coronavirus, and even with things going crazy all over our world, Sam was so great to work with. He answered all of our questions, helped us fully understand the process and handled our loan so efficiently. He even worked with us to know things we could do in order to get the best possible interest rate for our family. The rate and fees all came out lower than we expected! I would recommend Sam to anyone--he's wonderful!
  • zuser201406160747568 reviewed Gateway Mortgage Group
    May 6 at 2:49pm
    Sam has been the most professorial and Personable person I have had the pleasure to work with. I would highly recommend Sam and would without question use him and gateway mortgage again.
  • Alyson Young reviewed Gateway Mortgage Group
    April 14 at 4:23pm
    Sam was so wonderful, the process was seemless all done online and Sam kept me in the loop and answered all my questions so quickly! I highly recommend working with him!
  • Amanda Avratin reviewed Gateway Mortgage Group
    March 24 at 6:20am
    Sam was great. He was always texting me or emailing me back right away. He was patient with me and very thorough i appreciate all that he did for me especially because I’m a first home buyer.
  • eeh7474 reviewed Gateway Mortgage Group
    September 13 at 8:48am
    We haven't bought a new home in a long time - so after we decided to give the local lender a try and get the pre-approval process with Gateway, I had a ton of questions. True story; as I was drafting these questions in an e-mail and before I could send, Sam calls me. He answered all our questions on the phone and this trend continued throughout the final home loan closing. I had questions, Sam would always be available to answer and often foreseeing my questions. The underwriting process was also effortless for us. Great company with local attention. Oh...and we had an aggressive closing date that Sam and team made sure we met.
  • Alex Kerley reviewed Gateway Mortgage Group
    September 11 at 1:39pm
    Sam helped us from the time that we were budgeting up until the time of closing. He was knowledgeable about the process and easy to get a hold of any time we had questions about any stage of the process. This is our second home purchase, but our first with Sam. We won't be using anyone else in the future after this.
  • Lisa S. reviewed Gateway Mortgage Group
    September 9 at 6:00am
    We have both purchased and now refinanced with Gateway and both Sam and the rest involved have been the easiest and most helpful to answer any questions and get this process completely.

View all reviews on Zillow

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Why The Gateway Experience is Different

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