Local & Powerful Home Mortgage Solutions

Kal Bay
Loan Originator

  • 1706 D Street, Ste. A
  • Vancouver, WA 98663
  • NMLS 1454045

Thank you for considering Gateway

At Gateway, we weave the knowledge and expertise of our local mortgage professionals together with state-of-the-art technology and the powerful resources of a national company to make your homebuying experience easy, reliable, and fast.

As your Loan Officer, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes. Since Gateway is committed to servicing the loans we originate, you can have a local and trustworthy companion to call on for any of your mortgage needs.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am committed to building stronger communities and families one home at a time. Call me today, and let’s get started!

Reviews Section Headline
5 of 5 stars
14 reviews
  • Carrie Miller reviewed Gateway Mortgage Group
    June 28 at 1:21pm
    Kal and his team were the best! They closed my loan in record time. I couldn't have asked for a better experience! I am truly thankful for their dedication on my behalf.
  • emilyrose423 reviewed Gateway Mortgage Group
    May 6 at 7:43am
    We could not have moved in time without Kal and his team!! They worked so so hard at making it possible. He answered our 1 million questions and made us feel that we were in control the entire time! Thank you Kal! From the bottom of our hearts we were able to get a home because of you and your team. As long as Kal is a loan officer, we will use him every time! He is all around such a good person! He was always just a text/call away for us EVERY day while we were looking and closing on our home! Amazing! We cannot say enough good things about him!
  • Josh reviewed Gateway Mortgage Group
    April 11 at 4:42pm
    Kal worked with my wife and I on purchasing our first home. I had always been told that buying a house is the most stressful thing I will experience in my life, but Kal made it one of the easiest things I’ve ever done and not once was I ever pressured or mislead about anything! He was there for us whenever a question came up during the process and did whatever he could to save us money in every situation. He made everything extremely easy and I felt like I was working with a lifelong friend the whole time. There is no better option than Kal and I guarantee you will be satisfied if you choose him as your loan officer!
  • tagtoonz reviewed Gateway Mortgage Group
    March 9 at 9:53am
    I was referred to Kal Bay by my real estate agent. At the time, I was working with another lender. Kal offered me a better rate and lower closing fees. The decision to choose Gateway Mortgage as my lender was an easy one. Kal helped me throughout the process and answered all my questions, as a new home buyer, I had several. The whole process was smooth and we even closed a week before the initial closing date. I cannot recommend him more highly.
  • Steven Desrosier reviewed Gateway Mortgage Group
    February 22 at 10:21am
    I didn't think that I was qualified to buy a house. Kal ran my information and gave me a pre-approval letter a short time later! Him and his team remained in contact with me throughout the process and made paperwork a breeze via online signing. I'd definitely recommend Kal and Gateway!
  • Lindsay Roberts reviewed Gateway Mortgage Group
    February 10 at 2:57pm
    Kal was helpful and knowledgeable, able to answer all of my questions and present all of my options clearly. He always responded in a timely manner and provided me with updates every step of the way. I have already referred him to a few friends and will return when seeking my next loan.
  • Mike McClendon reviewed Gateway Mortgage Group
    February 8 at 9:27am
    I changed lenders three weeks before closing because of a lack of customer service from my original lender. Kal and his team jumped right in, rolled up their sleeves and made it happen in a very short time frame. Being self employed adds a lot of complication to the process, but Kal and team were professional, knowledgeable and personable people who communicated well and make you feel like they are on your side. Buying a house is something most of us will do only two or three times in our lifetimes, so being able to trust that your lender has your best interests at heart is critical. The whole team at Gateway Mortgage Group made me feel valued and well taken care of during the entire process!
  • daylerisley7 reviewed Gateway Mortgage Group
    February 7 at 3:48pm
    Best lending experience ever. I highly recommend them. They listen and totally understand and accommodate. I highly recommend Gateway. I felt informed at all times. Everyone that worked with me was personable yet professional.
  • kmesoz reviewed Gateway Mortgage Group
    August 26 at 8:39pm
    Kal and his team were just fantastic to work with. As first-time home buyers who had just recently moved back to the U.S., we so greatly appreciated Kal's responsiveness, professionalism and organization. When we began the home buying process, we spoke with several potential lenders, but we soon realized that Kal was by far the best. Anytime we had a question, he was quick to get back to us with a thorough response and always happy to make sure we had all the information we needed. During the lending process, he provided us with valuable recommendations and his team was extremely communicative. Thank you, Kal, Lian and Paula for all your hard work and dedication!
  • Lauren Nocciolo reviewed Gateway Mortgage Group
    April 28 at 11:03am
    Kal was such an amazing person to have on our side when trying to buy a home for the first time. Any questions we had day or night Kal was on top of it explaining things (sometimes twice) and helping understand what we were spending our money on and how to best spend our money for our new home. Once we moved Kal made sure to email us and tell us to continue to call and email with any questions we had. His team was great and speedy. We started the closing process and it only took 23 days! Please contact Kal and his team for your lender! You won't be disappointed!

View all reviews on Zillow

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