Local & Powerful Home Mortgage Solutions

Kal Bay
Loan Originator

  • 1706 D Street, Ste. A
  • Vancouver, WA 98663
  • NMLS 1454045

Thank you for considering Gateway

At Gateway, we weave the knowledge and expertise of our local mortgage professionals together with state-of-the-art technology and the powerful resources of a national company to make your homebuying experience easy, reliable, and fast.

As your Loan Officer, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes. Since Gateway is committed to servicing the loans we originate, you can have a local and trustworthy companion to call on for any of your mortgage needs.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am committed to building stronger communities and families one home at a time. Call me today, and let’s get started!

Reviews Section Headline
5 of 5 stars
9 reviews
  • Lindsay Roberts reviewed Gateway Mortgage Group, LLC
    February 10 at 2:57pm
    Kal was helpful and knowledgeable, able to answer all of my questions and present all of my options clearly. He always responded in a timely manner and provided me with updates every step of the way. I have already referred him to a few friends and will return when seeking my next loan.
  • Mike McClendon reviewed Gateway Mortgage Group, LLC
    February 8 at 9:27am
    I changed lenders three weeks before closing because of a lack of customer service from my original lender. Kal and his team jumped right in, rolled up their sleeves and made it happen in a very short time frame. Being self employed adds a lot of complication to the process, but Kal and team were professional, knowledgeable and personable people who communicated well and make you feel like they are on your side. Buying a house is something most of us will do only two or three times in our lifetimes, so being able to trust that your lender has your best interests at heart is critical. The whole team at Gateway Mortgage Group made me feel valued and well taken care of during the entire process!
  • daylerisley7 reviewed Gateway Mortgage Group, LLC
    February 7 at 3:48pm
    Best lending experience ever. I highly recommend them. They listen and totally understand and accommodate. I highly recommend Gateway. I felt informed at all times. Everyone that worked with me was personable yet professional.
  • kmesoz reviewed Gateway Mortgage Group, LLC
    August 26 at 8:39pm
    Kal and his team were just fantastic to work with. As first-time home buyers who had just recently moved back to the U.S., we so greatly appreciated Kal's responsiveness, professionalism and organization. When we began the home buying process, we spoke with several potential lenders, but we soon realized that Kal was by far the best. Anytime we had a question, he was quick to get back to us with a thorough response and always happy to make sure we had all the information we needed. During the lending process, he provided us with valuable recommendations and his team was extremely communicative. Thank you, Kal, Lian and Paula for all your hard work and dedication!
  • Lauren Nocciolo reviewed Gateway Mortgage Group, LLC
    April 28 at 11:03am
    Kal was such an amazing person to have on our side when trying to buy a home for the first time. Any questions we had day or night Kal was on top of it explaining things (sometimes twice) and helping understand what we were spending our money on and how to best spend our money for our new home. Once we moved Kal made sure to email us and tell us to continue to call and email with any questions we had. His team was great and speedy. We started the closing process and it only took 23 days! Please contact Kal and his team for your lender! You won't be disappointed!
  • kendaltugaw reviewed Gateway Mortgage Group, LLC
    November 8 at 7:53pm
    We cannot say enough good things about Kal and his team. As first time home buyers, my husband and I were nervous to start the process and were pretty clueless when it came to buying a home. Kal was amazing at explaining the home buying process to us (in an understanding way), he answered every phone call, email, and/or text in a timely manner and was more than organized when it came to all of the paperwork involved. We truly felt like he went above and beyond for us! We would 100% recommend him to anyone looking for a trustworthy, friendly, organized person to take care of all of their mortgage loan needs!
  • user076415 reviewed Gateway Mortgage Group, LLC
    October 28 at 8:27am
    I have bought multiple homes over the years but never had a smoother experience than this one. Kal and his team made everything seamless. Not only did we close ahead of schedule, but Kal also made some extremely valuable recommendations that will save me thousands of dollars through the term of the loan. Last not but not least, the interest rate was very competitive with NO hidden fees! Don't get tricked with "low" rates but a high APR! Kal- thank you for your hard work on this transaction!
  • ar adkins reviewed Gateway Mortgage Group, LLC
    October 12 at 10:39am
    Kal was thorough, knowledgable and communicable throughout the entire loan process. I was not blessed with a lot of patience for things I don't know about or financing skills and without a doubt, I felt 100% confident and reassured everytime I had a question for Kal or a loan document to sign. He layed out everything so that I understood the next steps including how to build up my credit score, what purchases I could make while my loan was being reviewed and answers to my myriad questions related to, "how is this going to work?" I cannot thank Kal enough or say the right things to express my sincere gratitude for all that he did for me and my family. He was and will remain part of the Armstrong "family."
  • davenharmeling2 reviewed Gateway Mortgage Group, LLC
    January 23 at 2:52pm
    Kal provided exceptional service for my wife and I when we purchased our home. Kal legitimately had our best interest at heart, got back to us immediately anytime we had a question, and explained the process in a way that made it clear to us. There were no surprises or disappointments! I loved how Kal and his team treated us from beginning to end...and even afterwards! There is no question that I will go with Kal for our next purchase as well.
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