Local & Powerful Home Mortgage Solutions

Josh Phillips
Branch Manager

  • 421 2nd Ave. SW
  • Cullman, AL 35055
  • NMLS 338177

Thank you for considering Gateway

At Gateway, we weave the knowledge and expertise of our local mortgage professionals together with state-of-the-art technology and the powerful resources of a national company to make your homebuying experience easy, reliable, and fast.

As your Loan Officer, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes. Since Gateway is committed to servicing the loans we originate, you can have a local and trustworthy companion to call on for any of your mortgage needs.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am committed to building stronger communities and families one home at a time. Call me today, and let’s get started!

Reviews Section Headline
5
5 of 5 stars
23 reviews
  • Lauren Reynolds reviewed Gateway Mortgage Group, LLC
    June 8 at 6:29am
    I had a wonderful experience working with Josh through the complicated process of buying our first home. He patiently answered all my questions (sometimes more than once) so that I always felt extremely well informed and on top of the process. He and his team were thorough, professional, and friendly especially when I had to finish the process while on a long trip out of the country for work. It has been a relief to work Josh and I would definitely recommend him and his team!
  • teresa reviewed Gateway Mortgage Group, LLC
    May 4 at 9:04am
    I couldn’t have ask for a better person to work with than Josh Phillips of Gateway Mortgage. Josh was recommended to me through my realtor and I am so thankful. He was so helpful. He went beyond what most would have. I had just lost my husband and had decided to move back home so I was not in the best place and he was patient and so understanding. He walked me through everything step by step and was there through the whole process. Even a year later when my home had damage due to hail storm I called about what I needed to do for as the paperwork or requirements for reporting damages. He told me and said if I needed help with it just call or come by office. I would highly recommend Josh Phillips. You can tell It is more than a job to him, he really cares for his customers and is there even after closing to answer questions and help in any way he can.
  • JoJo Bates reviewed Gateway Mortgage Group, LLC
    January 18 at 11:52am
    Couldn't have made it without Josh! He worked with us on an extremely tight timeline and kept everything moving. Josh is great with communication and you're never left wondering where in the process you are or what to do next. Josh and his team have you covered from A-Z.
  • Robert Hassler reviewed Gateway Mortgage Group, LLC
    December 17 at 4:47am
    Josh is they only lender out there that was able to get me approved. He went above and beyond to walk me through this process. He answered all my questions and was extremely professional. Josh is a very cool dude. I highly recommend him for your mortgage needs.
  • deedeemosley reviewed Gateway Mortgage Group, LLC
    December 16 at 8:12pm
    I would highly recommend Josh to anyone in the market to buy a home. He made the whole mortgage process seem less intimidating and was always available to answer any questions. Great experience!
  • greg thompson reviewed Gateway Mortgage Group, LLC
    December 15 at 6:40pm
    Josh Phillips at Gateway Mortgage was recommended to me and i have not been more pleased . I was a little nervous to start with,but just after the first visit i felt relieved . He was very informative and professional,but gave me the feeling that we have known each other for years .He was always there to answer any questions that i had no matter how minor or major they were. I now, will highly recommend Josh at Gateway !!! thank you for making my first home purchase easier !!!
  • kristen624 reviewed Gateway Mortgage Group, LLC
    November 13 at 4:19pm
    After a terrible experience with another lender, we were referred to Josh and Gateway Mortgage. Josh was terrific and went above and beyond to have us closed on our new house in 13 days with a lower interest rate and less out of pocket money!! We highly recommend him and truly appreciate his hard work!
  • gbucky51 reviewed Gateway Mortgage Group, LLC
    November 2 at 8:01am
    I was looking for a home in Alabama and was referred to Josh by my realtor. I was living overseas in Europe and Josh was able to work with me from that long of a distance. Josh preapproved my loan before I even stepped foot in the US. We were able to work over e-mails, websites and other useful resoures.
  • n labogen reviewed Gateway Mortgage Group, LLC
    September 22 at 8:14am
    I am amazed, yet very grateful for how friendly and professional Josh was through our purchase. He completely and thoroughly answered all of our questions and answered any questions that we should have asked. Not only was the process painstakingly easy, it was awesome to know that Josh had our best interest in our purchase. I wouldn't want anything but happiness and success. I never imagined that the process we went through could have been filled with so much fun and laughter. Truly amazed.
  • bryanbrakefield reviewed Gateway Mortgage Group, LLC
    August 10 at 4:56pm
    Josh Phillips financed my new home and I could not be more pleased with the process. He made what was supposed to be a stressful experience easy. I would highly recommend Josh and Gateway Mortgage to anyone interested in purchasing a new home. If he could help me, he can definitely help you!

View all reviews on Zillow

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Why The Gateway Experience is Different

Your home, your family and your community drives us to exceed your expectations.
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Local expertise with powerful resources
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