Joe went above and beyond our expectations, my wife and I found a home off of the market and went through the process without a realitor. Although I regret not having a knowledgeable realitor on our side, Joe guided us through the process with knowledge and skill you only get from the experience he has. Not to mention the amazing rate we received on our home loan! I would, and am recommending Joe as my first choice in any home financing needs.
Joe is a key component to why we were able to close on a home in this market! From the time we first talked about looking for a home during the pre-qualification stage to the day we closed he has been extremely informative, professional and friendly through it all. He kept us in the loop along the way and made sure we were always ahead of schedule to close. His promptness is the reason we were able to get our pre-approval letter so quickly and be the very first offer on our dream home. We couldn't have been more blessed with Joe and his team and will be thanking him with all the referrals we come across as we continue to enjoy our home!
Working with Joe Bowers on the refinance of my home mortgage was an absolute pleasure. He is professional and timely in his interactions, returning texts, emails and calls with punctuality. He knows the business inside and out and provides quality counsel throughout the process. I can't recommend him enough! If you are purchasing a home or looking to refinance, Joe Bowers will meet your needs. Do not hesitate to contact him. I highly recommend him! I will most definitely be a return customer in the future.
Working with Joe was a great experience--highly professional, super attentive, extremely convenient digital form management, always helpful (even on weekends!), and I really felt he was looking out for the lowest rate, yet high quality home mortgage for my wife and I. Joe was recommended to me by a friend, and I recommend him to others.
Joe has been amazing to work with! He was very helpful in every aspect of purchasing. He's very knowledgable. If he doesn't know something, which was rare, he would go out and get the answer for you and responds almost immediately. I will definelty be using him in future purchases.
Joe was really great to work with. My wife and I were first time buyers and he walked us through the process in detail and answered all of our questions. It did not matter what time it was-Joe responded quickly and was always available. He even walked through one of the spreadsheets line by line and was very patient with all of our requests and inquiries.We were grateful and appreciative to have Joe by our side for a such a big purchase and we highly recommend working with him. He will make the loan and home buying process very smooth!
What can one say about Joe, especially when all the reviewers have said it all...AMAZING!!! When I first contacted his wife last year to look for homes, she directed me to her husband Joe, how I found Jacy his wife was purely unintentional. I was searching for homes on the internet, and I put my information down, she was the very first person to contact me, then she directed me to Joe...In Oct 2014 Joe was trying to help us get financing, but due to the low credit score we were unable to...I was disheartened, but took his advice and paid over half the credit cards off to raise the score...FINALLY after a year we decided to try again, unfortunately I didn't contact Joe again, but used 2 of my husband's coworkers highly recommended broker...The nightmare begins, finally after no responses by this broker.I told my husband look I will call Joe and see if he will help us again....I called him on a Wednesday evening, he called me right back Friday afternoon, 15 mins later BAM we got pre-approval for the amount we were asking for..After talking to Joe, I immediately emailed and called this highly recommended broker and said YOUR FIRED!!.Joe is so awesome, how he gets all the paper work and everything else done is mind boggling...He really rocked it...I will ever be so grateful to him and Jacy for everything that they have done...They make a superb team...How can one express gratitude by mere words? I am a first time home buyer, and he turned what was a nightmare in the beginning of our financing into a dream come true...He DOES return phone calls, he answers ALL my questions no matter what, yes I was being a bit of a pain, because I didn't want to do anything that might harm the loan...So yes he is very patient, very professional, very approachable...If you are looking for a lender, I would seriously go to Joe, he is honest, if he can't get the loan, he won't string you along, he'll be very upfront with you, and give you advice on what to do...You certainly can trust him as he has NOT let me down...Bottom line go directly to Joe if you want the best...
Joe knew our needs and was honest in telling us what we needed to do to reach our goal. Joe helped me with my credit and other account issues and told me what accounts to close and why which was an education for me. He closely monitored the interest rates and when the time was right he suggested we close. Joe kept on top of all the paper work involved and explained the whole process to me. Joe totally took the fear factor out of the current refinancing process. I will refer Joe to anybody that needs a loan and will use Joe again when my newly wed son is ready for a home. Thanks Joe!
Joe was the BEST!!! He always took my calls and answered my questions. If he needed to research something he did it that day and got back to me. We did a 30 day lock so he got everything done with in 30days. He even was on vacation and took my calls whenever I needed him.
I would highly recommend him. His wife is also an excellent realtor.
Joe went above and beyond to help my house loan happened. High professionalism, outstanding working ethics, great communication are excellent deal-makers. Thank you so much for your help!