Investor Products

Developing a real estate portfolio of residential homes has been a strategy of investors for decades. Not only are there numerous decisions to consider, when obtaining a mortgage, the area’s mortgage loan limits, and an investor’s debt-to-income ratio and overall cash flow comes in to play. At Gateway, there are multiple options for today’s real estate investors ranging from Conventional, Government-backed, Jumbo loans and other great options.

 

Is it right for you?

Homebuyers, landlords, house flippers or those looking to invest in a new property that is not intended to be their primary residence; individuals who might not qualify for a traditional mortgage due to the number mortgages they have, their debt-to-income ratio, or other similar requirements for a traditional mortgage loan.

 

Is it right for your situation?

Investment properties, single family and 2-4 unit properties, condos and townhomes, and Planned Unit Developments (PUDs); maximum loan amount up to $2,500,000.

 

Features and Benefits

  1. No maximum number of loans on investment properties
  2. Non-traditional documentation may be allowed for qualified real estate investors
  3. Investor’s portfolio and assets may be considered during underwriting
  4. Flexible debt-to-income ratios may be allowed
  5. Fixed rate options: 15- and 30-year terms
  6. Adjustable Rate Mortgage (ARM) Programs: 5/1, 7/1, 10/1

 

Whether you’re a real estate investor with multiple mortgages already, or someone who likes to flip or rent houses, Gateway is here to help you expand your investment portfolio with flexible terms and options that are hard to find with other mortgage lenders.

Ready to get expert advice and determine what works best for your personal situation? Contact one of our local, caring mortgage professionals at a Branch Near You.