Are you ready to purchase your new home? Whether you’re a first-time homebuyer or have done this many times, you will find Gateway offers a wide range of smart mortgage solutions. Browse the loan types available below or reach out to one of our local branches. We’re here to help.
Provide flexible terms, offer great rates, and generally have a streamlined loan experience with less documentation and faster processing.
Can help qualified homebuyers cover their down payment and closing costs with forgivable grants and favorable second mortgages.
Are an ideal choice if you have low-to-moderate income, want to live in a rural area or outside of the city, and are looking for 100% financing.
Are government-insured loans with flexible options for first-time homebuyers, and those with less than perfect credit or lacking a large down payment.
Covers a wide range of property types and is an attractive program for first-time homebuyers or those seeking a low down payment option.
Is designed for first-time homebuyers or people in high-cost markets needing greater flexibility with max loan amounts and qualifying income limits.
Choices are available in most conventional, government-backed mortgages and even specialized programs like HomeReady, Home Possible and Lock & Shop.
Make a lot of sense for homebuyers who want a lower initial lower interest rate and are comfortable with future rate adjustments.
Help homebuyers who are interested in homeownership but prefer a different set of nuances and amenities that urban areas offer.