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Mortgage Types and Terms Explained

Mortgage Types and Terms Explained

If you’re a first-time home buyer, the process of securing a mortgage can seem overwhelming. There’s a whole new vocabulary to learn, and you must make a sober assessment of your financial situation and what makes sense for you and your family. B...


What to Look for in a Home Inspection

What to Look for in a Home Inspection

When you’re ready to purchase your next house, the home inspection is a vital step in contract negotiations with the Seller, as well as determining the general condition of the property. Having an informed decision helps ensure you (and the Seller)...


Mortgage and down payment

Simple Ways to Save for Your Mortgage Down Payment

Congratulations! You’re in the market to make a home purchase, perhaps your first, and Gateway is ready to help you move in as soon as you can. This is one of the biggest steps a person can take, and it may very well be the most expensive one you u...


Fall Home Buying

Why Fall Is the Best Time to Buy Your New Home

Traditionally, home listing and buying season starts in the Spring and Summer. It’s not hard to see why: lawns are green, flowers are in bloom, and homes and neighborhoods tend to look their best. As the weather cools, so do the markets – which m...


Things to Remember When Buying Your First Home

So you’re ready to jump into the search for your first home. It’s the American dream, after all, right? Just be sure to get your ducks in a row before setting out on your grand adventure. Here are our top three things to remember when buying your...


How Can You Cut Down on Your Home Energy Costs?

The amount you spend on energy every month can take a huge bite out of your budget. Consider that for an average single-family home in the United States annual energy costs add up to around $2,000. So reducing these costs can have a positive impact o...


Mistakes to Avoid When Buying a Fixer-Upper

It takes foresight and planning to make a fixer-upper project go as planned without any headaches. That’s why we recommend taking a few key steps as you work through a home renovation.   Select the Right Contractor for the Work Finding the rig...


Home Updates That Won’t Break the Bank

Although updating your home can be an exciting adventure and add value to your home, it can also grow costly. But not all home upgrades are super expensive. Try some of these ideas for home updates that won’t bust your budget.   New Lighting O...


4 Simple Ways You Can Improve Your Credit Score

Your credit score is a critical part of your fiscal health. The interest rate that home buyers can get on their mortgage, for example, is directly influenced by their credit score. Here are four simple ways you can improve that score.   Pay Down...