Your Gateway Home is Easy

At Gateway, there is an entire team that is committed to ensuring your experience is enjoyable. Follow the path below to learn about the various stages of how your mortgage gets closed quickly and without surprises. It’s easier than you might think.

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A Great First Step

Visit with a local, caring Loan Officer who will help you determine how much you can afford, explain some loan options and tell you how best to prepare for your mortgage application.

Underwriting / Processing

Underwriting / Processing

This team will assemble all the documents provided, work with you to fill in the blanks and review your collateral, income and other assets. Once all of the pieces are in place, the Underwriter generally issues a decision within 1 business day.

The Appraisal

The Appraisal

Not to be confused with a home inspection, the appraisal sets the market value of the home in order to validate the property meets certain loan requirements (loan amount, loan-to-value, etc.).

Closing

Closing

This is a time of celebration, when everything comes together and you are moments away from home ownership. We’ll work closely with the title company to ensure your loan closes on time and with no surprises, so you can walk away with confidence and the keys to your new home.

Filling Out The Application

Filling Out The Application

Our secure online application, LinkStep, is intuitive, easy to complete and accessible from any device. This is a great time to provide the required documents for your loan like bank statements, pay stubs and other required documentation. And since LinkStep is integrated with most banks, investment companies and major payroll providers, it's a breeze.

Final Approval

Final Approval

The call you've been waiting for - your loan is approved and you are clear to close! Look for a final Closing Disclosure that will show the terms of your loan, required funds to close, and other important information about your mortgage.

Loan Servicing

Loan Servicing

Our award-winning customer service team is committed to your family and we strive to create customers for life by treating every situation with understanding and compassion.

A Great First Step

A Great First Step

Visit with a local, caring Loan Officer who will help you determine how much you can afford, explain some loan options and tell you how best to prepare for your mortgage application.

Filling Out The Application

Filling Out The Application

Our secure online application, LinkStep, is intuitive, easy to complete and accessible from any device. This is a great time to provide the required documents for your loan like bank statements, pay stubs and other required documentation. And since LinkStep is integrated with most banks, investment companies and major payroll providers, it's a breeze.

Underwriting / Processing

Underwriting / Processing

This team will assemble all the documents provided, work with you to fill in the blanks and review your collateral, income and other assets. Once all of the pieces are in place, the Underwriter generally issues a decision within 1 business day.

Final Approval

Final Approval

The call you've been waiting for - your loan is approved and you are clear to close! Look for a final Closing Disclosure that will show the terms of your loan, required funds to close, and other important information about your mortgage.

Closing

Closing

This is a time of celebration, when everything comes together and you are moments away from home ownership. We’ll work closely with the title company to ensure your loan closes on time and with no surprises, so you can walk away with confidence and the keys to your new home.

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