Owning a home has always been included as part of the American dream. As a first time home buyer, you have unique mortgage options. Our goal at Gateway is to empower you with information and resources to make your dream of homeownership become a reality.

We start by assisting you from the ground level with your financials and credit health. This helps us position you with the best credit score and broadens the avenues for lower interest rates and lower monthly payments. We will also provide you with pre-qualification information and advise you of how much you may qualify to spend on your new house.

The next step is to present loan options that fit your financial strategies. Since first time home buyers are often challenged with saving enough money for the down payment and closing costs, our loan experts focus on getting you into a loan with little or in the case of Veteran Administration loans, no money down. There are literally dozens of programs available that offer assistance. In some cases, a city, county or state will offer cash grants that may or may not have to be repaid.

Once all the financials are in order, we can pre-approve your home loan which will give you negotiating leverage when submitting a purchase offer.

Apply online or give us a call and let us get you pre-approved today!      (877) 406-8109